[Your Name]
[Your Address]
[City, State, ZIP Code]
[Debt Collector’s Name]
[Debt Collector’s Address]
[City, State, ZIP Code]
[Date]
Subject: Debt Validation Request
Dear [Debt Collector’s Name],
I am writing to request validation of the debt referenced in your communication dated [insert date]. Under the Fair Debt Collection Practices Act (FDCPA), I have the right to request written verification of this debt.
Please provide the following information:
- Proof that I owe the debt, including the name and contact information of the original creditor.
- An itemized breakdown of the amount owed (principal, interest, fees, etc.).
- Documentation showing that your company has the legal authority to collect this debt.
I kindly request no further communication regarding this matter until you have provided the requested validation. Please note that this is not an acknowledgment of liability for this debt.
Thank you for your attention to this matter.
Sincerely,
[Your Full Name]
